GREEN SHOOTS IN COMMERCIAL FUNDING A POSITIVE SIGN FOR BORROWERS

The USA, is the centre of the investment Universe and what happens in the USA dictates the mode and tempo for markets all around the world. So it is impossible for a Global Recovery to occur if it does not include a recovery in Confidence, Growth and Economic Fundamentals in the USA. As far as … Continue reading

SOLD SOLD SOLD. PETROL STATION SITES SELLING LIKE HOT CAKES IN 2012.

Recently we have seen an almost unprecedented amount of activity in sales involving Service Stations, with $100m’s worth of Petrol Station Sites going under the hammer. More recently it was Woolworths who sold 8 of its Petrol Station Sites http://tinyurl.com/9qyd64e, although prior to this, it was 7 Eleven who sold many of the sites acquired … Continue reading

NEW PRODUCTS ARE MAKING IT EASIER FOR SME’S

SME’s have it tough when it comes to raising finance to help their business’s grow. Even when they are approved , its normally on a take it or leave it basis with facilities structured according to the Banks strict terms and conditions and without much flexibility. Many SME’s have Business Loans secured against residential property, … Continue reading

Beware of Banks Bearing Gifts

Recently I have come across many Borrowers who were pleased about the low Interest Rate they are currently paying on their Commercial Property Loans.  Many of them are paying between 6.00% and 6.50% which are historically low rates, actually lower than some current home loan rates . But these opinions completely contradict the many recent newspaper articles … Continue reading

TIGHT CREDIT, HIGHER COSTS, AND SME’S LEFT SCRATCHING THEIR HEADS ?

I am asked regularly why has it become so difficult to raise finance and why have things changed so drastically ? When I established Folio Finance 7 years ago, the economy was flush with cheap money and Banks, Commercial Lenders,  Mortgage Trusts and Private lenders in Australia, couldn’t push their funds out the door quick enough. Commercial … Continue reading

A COMMERCIAL PROPERTY FINANCE BLOG. WHO WOULD READ THAT ?

We are about to find out. The folio finance blog has been created to provide up to date and relevant information with respect to Commercial Property Finance. This blog will give you an insight into how investors and other savvy market participants, are using bank, non bank and non traditional avenues of finance, to purchase … Continue reading